SUCCESSION PLANNING

Looking Ahead

You have spent a lifetime building a successful business

As you look ahead at your retirement and the divestiture of your company, do you want the final years of your career to end in a slowdown or decline? Or would you prefer to exit on a high note – making thoughtful provisions for your clients, employees and family; retiring on your own terms; preserving the value of your business; and continuing your company’s legacy for generations to come?

Although the choice may be obvious, the solution can be elusive

What most business owners don’t realize is that handing over the baton to a new owner, a key employee, or family member is a process, rather than a single event. And the more time allotted for planning, the better the outcome will be, particularly with regard to minimizing the tax consequences of transferring business ownership.

A business succession plan

Having a plan can maximize your business’s value and secure your own financial future when the time comes to sell, transfer or wrap things up. When planned properly, your transition should be smooth both emotionally and financially, not just for you and your family, but your employees and your successor as well.

Professional Guidance for your Journey
As specialists in guiding business owners through the journey of succession planning, James River Wealth Advisors serves as your financial advocate to assure that your experience is as simple and smooth as possible.

In addition to offering you solutions that range from estate and tax planning to business advisory and wealth management, as well as looking after all aspects of the sale of your business, James River Wealth Advisors serves as your central facilitator to ensure that all necessary details are properly coordinated with your other advisors, including your accountant and attorney.

Helping You Achieve Your Goals on Many Levels
We know that your life and your life’s work are inextricably linked. So we take the time to gain an in-depth understanding of your personal, family and business goals, as well as the psychological factors and emotional hurdles that come into play. This way, we can help you find solutions and resolutions that accommodate all of your stakeholders’ needs.

A Professional Process

To effectively manage the complexities of succession planning, we follow a proven process designed to help you ultimately reach your destination by taking it one step at a time.

  1. Identify and review priorities
  2. Establish goals and objectives
  3. Identify a buyer or successor
  4. Develop the succession plan
  5. Integrate personal planning goals into the plan
  6. Establish transfer methods (e.g. retirement income streams, buy-sell agreement, deferred compensation, trusts, ESOP, Family Limited Partnerships, etc.)
  7. Implementation
  8. Review and monitor the plan

During each step of the process, we work closely with you to:

  1. Create a dialogue and process for you to begin to address the issues of succession
  2. Coordinate planning with your other advisors
  3. Establish goals and timelines
  4. Plan for your retirement and family’s cash flow needs
  5. Plan for the tax-efficient allocation of assets if your choice is to sell the company
  6. </span>S</span>elect appropriate wealth transfer strategies to minimize transfer taxes
  7. Implement and fund the plan
  8. Communicate and update the plan periodically

Bridging where you are to where you want to be through timeless financial advice / Contact us today to get started!

James River Wealth Advisors
15521 Midlothian Turnpike, Suite 100
Midlothian, VA, 23113

E: inquiry@jrwealth.com
P: (804) 323-0517

Advisory services offered through James River Asset Management, LLC. Insurance services offered through James River Wealth Advisors.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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